About us
Mediobanca is a success story, recognized within the Italian financial panorama for its excellence and credibility.
The 2023-26 Strategic Plan “One Brand-One Culture” represents the next step in the growth and transformation process we have been involved in for the past decade, which has altered the Group’s positioning and business model radically. Leveraging on our values and distinctive features, our ambition is to become a leading Wealth Manager. Our historical track record in Corporate & Investment Banking positions us as bank of choice for Italian entrepreneurs, for all their corporate and private needs.
Our highly distinctive business model, which is unique in Italy, combines synergic activities in which the Group has a solid competitive position. Our businesses are specialized and highly profitable, with limited or optimized use of capital.
We have developed while maintaining the hallmarks and strengths on which we have built our reputation over the years, and which continue to differentiate us:
- Consummate professionalism and outstanding services, delivered by staff of the highest quality
- Confidentiality and discretion
- Responsible approach to banking
- Care for our clients, holding ourselves to the highest ethical standards
- Appetite for innovation in our products, services and relations with our clients
- Prudent approach to risk management, financial solidity and excellent capital adequacy.
“Mediobanca is in a privileged position on the back of its specialized business model, responsible approach to banking, differentiating product capabilities, and positioning versus entrepreneurial families which is unique in the Italian landscape.”
Alberto Nagel, Mediobanca CEO
Mission
“Since Mediobanca was founded in 1946, we have offered highly specialized and innovative investment advisory, consumer credit and wealth management services. We are known for our business specialization, professionalism and integrity with customers, values that have earned us an unrivalled reputation in Italy and increasingly widespread recognition throughout Europe as well.
The Group aims to combine profitability and competitiveness with uncompromising respect for professional ethics".
In a market offering significant growth opportunities, Mediobanca is establishing its credentials as a reliable and ambitious player, distinctive for its quality, responsible approach to banking, innovation and the value of its product offering.
We have tailored our product and service offering according to the needs of our clients:
- Premier: served by Mediobanca Premier, launched in 2024 to reposition CheBanca! vis-à-vis a higher client bracket
- Private and UHNWI: served by Mediobanca Private Banking in Italy and CMB Monaco in the Principality of Monaco, with an approach unique in Italy based on the Private & Investment Banking model, which has developed out of synergies with the Corporate & Investment Banking Division, and is able to serve entrepreneurs both in managing their companies and their own personal wealth.
We are also strengthening our product factories, which will enable us to offer a range of coherent and distinctive products.
Our origins are rooted in investment banking: we are Italy’s leading investment bank, and have gained a leadership position in Southern Europe generally, with a significant footprint also in France, Spain, the United Kingdom and Germany. We are the partner of choice for companies to assist them in their most sophisticated and complex operations: growth, international expansion, and financing.
Compass, our consumer credit arm, has been helping Italian families to realize their dreams since its inception. We have been pioneering in consumer credit in Italy for more than 70 years now, and today are the third largest operator in this sector in the country.
The Insurance division completes our portfolio of activities. Consisting almost entirely of our approx. 13% investment in Assicurazioni Generali, the division makes a positive contribution to the Group’s revenues and profit, improving its diversification, stability and visibility, and is a major source of capital in the event of future growth by acquisitions.
In the course of the past decade we have delivered solid and consistent growth over time, with no compromise in terms of risks: we have a comfortable capital position, and one of the best risk/return profiles in Europe.
Our results for the twelve months ended 30 June 2024, the best ever reported, position us among the best banks in Europe in terms of growth by revenues, profitability, shareholder remuneration and market performance, despite the increasingly challenging scenario.
(June 2024)
